No, pre-qualifying does not mean you’re fully approved for financing. When you complete a pre-qualification, you’ll receive personalized terms based on your current credit profile, income, and vehicle details. However, this is not a final loan approval. The full underwriting process must verify your identity, income, and other factors before approval.

Yes — you can apply for financing as long as you meet these requirements: You are at least 18 years old (19 in Georgia and Alabama), and have a minimum annual income of $9,000. Completing the pre-qualification form won’t affect your credit score.

Your down payment is due at the time of delivery. This ensures a smooth process whether you’re buying online or in-store. For home deliveries, payment is processed before or at delivery; in-store payments occur during final paperwork.

Your down payment is processed as a single transaction and cannot be divided into multiple payments.

Financing through Coleman Automotive is available exclusively for vehicles purchased at one of our dealership locations. Our programs are tailored to the vehicles we sell, ensuring loans are backed by trusted lenders and internal processes.

No — completing a pre-qualification does not affect your credit score. It allows you to see personalized financing terms without a hard inquiry. If you proceed with an order, a formal credit check will be done, which may impact your score.